Our initial 30-minute consultation is free of charge.

Fees are based on individual needs of clients and may include an asset under management fee and/or a financial planning fee. We take pride in our ability to be transparent about how much you pay for your financial planning and investment management needs.

Yes, we have found Zoom to be a reliable way to hold meetings with our clients.

We look to provide our clients peace of mind that their investments are being monitored with a disciplined and sophisticated approach to investment management. This means working for our client’s and not any particular companies’ investment product offerings. We utilize Nasdaq Dorsey Wright & Associates to provide investment research. While we adhere to the core principles of asset allocation* we go beyond traditional asset allocation models, utilizing dynamic solutions that are adaptive to the changing market forces of the economy and seek out investments that provide both diversification and opportunity. Whether you need investment guidance, management or a combination of both we offer flexible customized services tailored to your specific needs.

You can schedule an initial consultation with Dave.

Not all financial planners are “certified,” but anyone can use the title “financial planner.” Only those who have fulfilled the certification and renewal requirements of CFP Board can display the CFP® certification trademarks which represent a high level of competency, ethics and professionalism. A CFP® has technical expertise in retirement, estate, tax and investment planning. They are held to a fiduciary standard of care when providing financial planning services. A CFP® professional is required to act in your best interest. (Source)

A Certified Divorce Financial Analyst is a financial professional who specializes in the financial issues surrounding divorce. The role of the CDFA® includes acting as an advisor to one party’s divorce lawyer, or as a direct advisor to one of the parties. The role of the CDFA® professional is to assist the client and their lawyer to understand how the financial decisions he or she makes today will impact the client’s financial future. (Source)

A retirement income certified professional (RICP) is a financial professional who specializes in retirement income planning. Financial professionals earn the RICP designation after following the program for retirement income professionals.

Once qualified, RICPs advise retirees and near-retirees as to the best way to use the assets they have accumulated for retirement to live comfortably within a realistic budget and not run out of money prematurely. (Source)

*Diversification and asset allocation does not assure or guarantee better performance and cannot eliminate the risk of investment loss.